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How to buy a car without haggling Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our goal is to help you make better financial choices by offering you interactive financial calculators and tools, publishing original and objective content, by enabling users to conduct research and compare information at no cost to help you make financial decisions with confidence. Bankrate has agreements with issuers, including but not restricted to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money The offers that appear on this website come from companies that compensate us. This compensation could affect how and where products appear on this website, for example for instance, the sequence in which they appear in the listing categories and other categories, unless prohibited by law. This applies to our mortgage, home equity and other home lending products. But this compensation does have no impact on the content we publish or the reviews you see on this site. We do not contain the universe of companies or financial deals that could be open to you.
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4 min read Published November 28th, 2022.
Written by David McMillin by a contributing writer
David McMillin is a contributing writer for Bankrate and writes about topics such mortgages, credit cards, banking, taxes and travel. David’s aim is to help readers figure out how to save money and worry less.
Edited by Rhys Subitch Edited by Auto loans editor
Rhys has been editing and writing for Bankrate from late 2021. They are passionate about helping readers to manage their finances with concise, well-studied and well-researched content that breaks down complicated topics into manageable bites.
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Buying a car is a stressful process — particularly when you don’t intend to to bargain for a better deal or extra amenities. A showed that more than 50% of people are at ease when visiting a dealership. Instead of facing that anxiety and , you can enjoy the convenience of not having to bargain when purchasing. 5 ways to purchase a car without haggling You have plenty of choices for purchasing a brand new car without haggling. Keep in mind that if the impression that you’re receiving a fair price, you can simply skip haggling and accept the dealer’s offered price. 1. Purchase it online if you don’t want to speak with a person while buying a new car the internet has you covered. Look for a no-hassle buying website, such as or and . These sites operate on a what-you-see-is-what-you’ll-pay model. It is also possible to get an estimate for your trade-in without speaking to anyone. Plus, if you find a car you love, someone will likely bring it to your home. In the event of this, you must read the contract’s conditions. As you’re not taking it for the car for a test drive, you need to be aware of the possibility that you have regrets. Potential drawbacks: While there are many perks to the purchase, you must remember it’s a big purchase you’re making that’s not seen. Also, keep an eye out for extra charges that are charged when you purchase this way, including an delivery fee or a destination fee to transport the vehicle to you. 2. Find a dealership that is not a bargaining place. Although you may think of all car dealerships as the typical back-and-forth bargaining Certain dealers only offer no-haggle pricing. Enterprise, for instance, sells used cars that use a no-haggle pricing structure. AutoNation is a retailer with more than 300 locations in 18 states — is an option if you’re buying a used car. It is a fixed-price, no-haggle pricing model. will still be on the table on these lots and you should be aware of the things you are able to and cannot live without. There are some potential drawbacks to consider: You could still be paying more than sticker price for one of these auctions, particularly when fees are included. While some fees aren’t, you’ll be stuck with them if you do not negotiate. 3. Join a club options where you can receive a discount without having to request it. If you’re already a member of AAA the club’s Auto Buying service provides members-only prices. Costco also has prearranged pricing for AAA members. The discount can be seen onlineand sometimes limited-time incentives can assist you in saving money without having to bargain with anyone. There are other membership options that can help with buying a car as well as taking care of other financial requirements. Credit unions offer the option of car buying with bonus cash offers for members and upfront, no-haggle pricing. There are some potential drawbacks to make a purchase through a credit union, you’ll need to trust the price provided is reasonable. «Exclusive» deals might or might not be worth the time, so make sure you compare before you decide to join any of them for one purchase. 4. Hire a car broker There’s another way to avoid haggling when buying a car: Let for you. Car brokers, also known by the name of car concierges companies that do the searching and negotiating on your behalf. You give them your budget and let them know what you’re looking for , and they’ll come back with options. They can also assist in negotiating the purchase of your car. It is necessary to pay the broker fees for their services, but this expense, which is probably a few hundred bucks — can pay off by saving you time and money. Potential drawbacks The simple fact is that a car broker is not you — so you must communicate your expectations carefully. Once they finalize the deal with you on behalf of yourself, you will likely be bound to the conditions and prices they have agreed to. 5. Utilize a site for auctions of cars Auction sites such as eBay Motors enable you to bidding on cars and try to secure a low price without haggling against the dealer. Listings include everything from classic vintage cars to the latest models. Although you might have to travel for the purpose of picking up the car, this can be an excellent option to purchase the car you want without having to bargain. Cars on auction sites are often salvaged, rebuilt, or repossessed. Dealers may purchase them in lots rather than in individual pieces. Some auction sites will permit bidding altogether if you agree on a «buy it now» price or similar price. There are some drawbacks to this: It could be difficult to get financing for a car that you’re purchasing at auction and you’ll likely have to pay for the purchase upfront. Remember that you’ll have to collect your auction winnings from the seller, or negotiate for shipping/delivery. The reasons to not negotiate What’s the reason you’d pass up the opportunity to save some cash? It’s true that the old saying «time is money» is true. It is possible to spend hours and hours haggling for a better deal, however, you will only get a discount of only a few hundred dollars. The market for used vehicles continues to be competitive, with an ongoing computer chip shortage that is further aggravated by rising raw material costs and the current conditions in Ukraine. «It’s an extremely challenging time,» says Matt Degen the editor at Kelley Blue Book. «Don’t expect to have much room for negotiation right now. More than ever, people are paying the full price. Don’t expect screaming deals any time soon.» The bottom line The traditional route to purchasing a car may come with the anxiety and stress of dealing with a pushy sales rep However, it doesn’t need to be that way. There are many options to cut out all that haggling and eliminate the obstacles between you and your steering wheel. Although you may not wish to shop around or haggle to get the best sticker price on an automobile, there’s one place where you must examine several options for the loan to get the keys. Check out financial institutions and credit unions to find a competitive financing offer.
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Written by the writer who contributed to the article.
David McMillin is a contributing writer for Bankrate and writes about topics such as mortgages, credit cards tax, banking, and travel. David’s mission is to assist readers figure out how to save money and worry less.
Editor: Rhys Subitch Edited by Auto loans editor
Rhys has been writing and editing for Bankrate from late 2021. They are dedicated to helping readers gain the confidence to take control of their finances by providing precise, well-researched and well-written information that breaks down complex subjects into digestible pieces.
Auto loans editor
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